Employer Products and Solutions

Broad Network Solutions

The BlueCard network is the gateway to seamless national access to 95 percent of physicians and 96 percent of hospitals participating in Blue networks. You also have the freedom to configure domestic networks to suit your needs, and your employees can easily access health care regardless of where they work, live or travel.

Blue Distinction Centers (BDCs)

Because CareFirst Administrators is backed by Blue Cross Blue Shield, we have access to unique resources like Blue Distinction Centers (BDCs). These are health care providers and centers providing outstanding, affordable care in 10 different specialty medicine fields nationwide. Research shows that in terms of overall care, those treated at BDCs see better results, fewer complications, lower readmission rates and the best cost savings.¹ CareFirst Administrators can help you find your BDCs so that employees have access to premier specialty health care.

Tiered Networks

Tiered benefits give you the power to steer employees to select providers. You can design benefit levels in each tier for added cost savings. With tiered networks, you benefit from a large national network while allowing members to decide where to receive care. You can design tiers to meet specific goals like cost savings or maximize visits to on-site facilities (hospitals and health campuses) while maintaining quality and encouraging selection of top-tier providers.

Example of a Tiered Network’s Structure

(in-network)
includes a smaller network of providers that you’ve selected, reducing cost of care for you and decreasing member out of pocket expenses.

(in-network)
benefits allow members to select a provider from a broader network of contracted PPO providers, but at a higher out-of-pocket expense.

(out-of-network)
incurs the highest costs to the member and employer, generated by out-of-network care.

If you are interested in crafting tiered benefits and incentivizing employees to visit Tier 1 providers, CareFirst Administrators can help you design a custom solution unlike any other.

Blue Select Network

Select networks are low cost and open-access. Members can choose from smaller groups of providers within the BlueCard network. With the expansive power of Blue, your employees will have the security of national coverage while you enjoy lower costs wherever your facilities are located.

Domestic Networks

Whether you’re a health system with your own “network within a network” or have an on-site employee health center, we can structure your employees’ benefits around a network that best meets your needs. With this option, you can encourage employees to take advantage of the facilities and infrastructure you’ve worked hard to put in place.

¹BCBSA data, BDC/BDC+ eligible facilities vs. relevant comparison group. Results based on most recent designation cycle for each specialty. Savings based on total episode cost.