Sales Flashes

August 2008   08/13/08 Meetings for Maryland Small Business Owners Regarding Health Insurance Partneship 08/13/08 CareEssentials August Wellness WebEx for Employer Groups 08/13/08 Updated Guidelines for CDH Retroactive Transactions 08/06/08 BlueFund HRA Debit Cards 08/05/08 ACS/Mellon Bank Updates

July 2008   07/25/08 4th Quarter 2008 Small Group Rate Adjustment 07/25/08 CareEssentials Programs in Español 07/16/08 BlueWorldwide Expat No Longer Available for MSGR Groups 07/16/08 New Sales of Group Dental HMO Products Resume in Maryland 07/15/08 CareEssentials July Wellness WebEx 07/15/08 Maryland Small Group Subsidy Program 07/11/08 Clarification: No Late Benefit Changes for August and September Effective Dates 07/01/08 No Late Benefit Changes for August and September Effective Dates

June 2008   06/25/08 Updates to CareFirst's Preferred Drug List 06/19/08 Annual Sales Conference 06/19/08 Fort Dearborn Rated Excellent by TheStreet.com 06/13/08 2009 HSA Limits 06/13/08 New Sales Ordering System Coming Soon 06/13/08 CareEssentials June Wellness WebEx 06/10/08 Physician Associates Provider Group Term 06/10/08 Medical Management Telephonic Campaigns 06/04/08 Standard Domestic Partner Contract Rider 06/04/08 Broker Service Calls for CareFirst Connect 06/02/08 MSGR BluePreferred Limited Benefit Plan No Longer Available - Effective Dates July 1, 2008 and After

May 2008   05/23/08 Telephonic COB Survey Pilot for Members Begins June 2nd 05/14/08 E-health Newsletter Available to Members 05/12/08 CareEssentials May Wellness WebEx 05/05/08 FDL 2009 Incentive Trip to Mexico 05/05/08 3rd Quarter 2008 Small Group Rate Adjustment 05/02/08 FlexAmerica FSA Materials Available Online 05/01/08 New Broker Express System for Quotes, Proposals and Account Installation

April 2008   04/29/08 Greater Southeast Hospital Termination 04/17/08 CareEssentials April Wellness WebEx 04/17/08 Changes to CareFirst's Preferred Drug List 04/08/08 FSA Administration No Longer Available through BCBS of Delaware 04/02/08 New Hire Waiting Period Changes 04/02/08 Certain DME Items Are Not Covered

March 2008   03/31/08 Small Group Audit Reminder 03/31/08 Underwriting Requirements for Groups Moving from Over 50 to Under 50 03/31/08 Updated Guidelines for CDH Retroactive Transactions 03/20/08 Reminder: Medicare AdvantageBlue Certification & Training 03/18/08 Update: Contacts for Urgent CDH Deductible Inquiries 03/18/08 My Account CD for Broker Demonstration 03/14/08 Private Subscriber Data Exposed through TDN Website 03/14/08 Refunds Being Issued for CDH Deductible Overpayments 03/05/08 ACH Debit Payment Option Available for Groups Billed by CareFirst

February 2008   02/27/08 Fort Dearborn Life Has Record Sales Year 02/27/08 Updates to the CareFirst Preferred Drug List 02/27/08 Medicare AdvantageBlue Private Fee for Service Product - Broker Certification & Training Required 02/21/08 Sales Offices Closed February 25, 2008 02/21/08 Web Version of PC RateQuote Updated 02/14/08 Reminder: 2008 HSA Limits 02/01/08 Unauthorized Broker/Agent Remittance & Collection of Premiums

January 2008   01/31/08 CareFirst Connect CDs from Broker Forums 01/31/08 RateFirst2 Update 01/31/08 2nd Quarter 2008 Small Group Rate Adjustment 01/25/08 Accelerate the Availability of HSA Funds through ACS/Mellon 01/25/08 New Business Rules for Deductible Credit 01/22/08 Broker Sales Department Announces Streamlined Management Structure 01/14/08 Additions to CareEssentials Health & Wellness Program 01/14/08 Reminder: Off Cycle Benefit Change Policy Effective 2/1/08 - 1/31/09 01/08/08 2008 DC/VA Eligibility Manual Available Online 01/07/08 2008 Eastern Shore Broker Forum Invitation 01/07/08 January 2008 Broker Forum Invitation 01/04/08 New Sales of Dental HMO Products in Maryland Not Available