Which Plan Works for You?
CareFirst BlueCross Blue Shield (CareFirst) offers a range of plans built to meet your needs. More than 600,000 federal workers and their families choose CareFirst for their healthcare coverage. We’d love to count you among them.
The Standard BlueChoice plan includes both in- and out-of-network coverage and has no deductible. There are also no out-of-pocket costs for select services, and you have a variety of choices for where and how you get your care.
Blue Value Plus helps you save money by using one of our 50,000+ in-network providers in Washington, D.C., Maryland and Northern Virginia.
BlueChoice Advantage HDHP offers you flexibility and choice by providing both in- and out-of-network coverage. You also have the option to pair this with a Health Savings Account (HSA).
Plan Comparison
View a side-by-side comparison of all three plans and their basic costs, benefits and coverage.
Cost of Care
As a CareFirst member, you can get care in a variety of places. But it's best to know what services each location can provide before you go. Please note that your costs will vary depending on the plan you choose.
| LOCATION | ESTIMATED COST |
| Primary Care Physician | $10-25 copay |
| Specialist | $35-50 copay |
| Urgent Care Center | $50 copay |
| Maternity (preventive) | $0 copay |
| Hospital—In Patient | 20-25% coinsurance |
| Hospital—Outpatient | $150-300 |
| Emergency Room (waived if admitted) | $200-300 |
| Surgery (ASC) | $100-150 |
CareFirst Exclusives
CloseKnit
CloseKnit is a new, virtual-first practice that gives you 24/7 access to the support you deserve—from primary care and urgent care to therapy and more—through an easy-to-use app.
Blue Rewards
Get cash incentives for staying healthy. Both you and your spouse can earn up to $400 by completing activities designed to help you improve your overall health.
Blue 365
Sign up for special offers from top national and local retailers on fitness gear, gym memberships, healthy meals and more.
Noom Med
A medically supervised weight loss program, Noom Med provides eligible members with a customized treatment plan, ongoing clinical support and, when appropriate, prescription weight-loss medications.
SmartShopper
Save on out-of-pocket costs without compromising on quality of care. Easily compare in-network prices for hundreds of providers and procedures.