Plan Information

Below you’ll find plan documents to help you understand what your benefits cover and how to use them. Read through each for important benefit details, prescription drug coverage and more.

Have a question? Member Services can help. Give us a call using the number on the back of your CareFirst member ID.

Benefit Summaries

	BlueChoice Advantage EPO (PDF)
	BlueChoice Advantage PPO (PDF)
	Sword Member Flyer (PDF)

Summaries of Benefits & Coverage (SBCs)

	BlueChoice Advantage PPO SBC (PDF) - English \| Spanish
	BlueChoice Advantage EPO SBC (PDF) - English \| Spanish

Decision Guide

2026 Decision Guide (PDF)

24/7 support for all your healthcare and benefit needs.

Customer Service Phone Number: 833-536-2166 (Phone number will be available during the month of October 2025 and again starting January 1, 2026)

Mental Health Crisis

If you or someone you know is in crisis, call or text 988 or contact the CareFirst support line at 800-245-7013.

CareFirst Mobile App

Access your CareFirst account on-the-go.

Visit your app store to download the CareFirst app.

CloseKnit is a registered Trademark owned by, and is the trade name of, Atlas Health, LLC. Atlas Health, LLC d/b/a CloseKnit does not provide Blue Cross Blue Shield products or services and is providing in-person and telehealth services to CareFirst members. Atlas Health, LLC is a corporate affiliate within the CareFirst, Inc. corporate umbrella of companies.

Serving Maryland, the District of Columbia, and portions of Virginia, CareFirst BlueCross BlueShield is the shared business name of CareFirst of Maryland, Inc. and Group Hospitalization and Medical Services, Inc. CareFirst BlueCross BlueShield Medicare Advantage is the shared business name of CareFirst Advantage, Inc., CareFirst Advantage PPO, Inc. and CareFirst Advantage DSNP, Inc. CareFirst BlueCross BlueShield Community Health Plan Maryland is the business name of CareFirst Community Partners, Inc. In the District of Columbia and Maryland, CareFirst MedPlus is the business name of First Care, Inc. In Virginia, CareFirst MedPlus is the business name of First Care, Inc. of Maryland (used in VA by: First Care, Inc.). CareFirst of Maryland, Inc., Group Hospitalization and Medical Services, Inc., CareFirst Advantage, Inc., CareFirst Advantage PPO, Inc., CareFirst Advantage DSNP, Inc., CareFirst Community Partners, Inc., CareFirst BlueCross BlueShield Community Health Plan District of Columbia, CareFirst BlueChoice, Inc., First Care, Inc., and The Dental Network, Inc. are independent licensees of the Blue Cross and Blue Shield Association. BLUE CROSS^®, BLUE SHIELD^® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans.

“World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.

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