Frequently Asked Questions about the new PSHB Program
These Frequently Asked Questions provide general information, but do not contain a full description of your benefits. Please refer to your Certificate of Coverage for a full benefit explanation or call Member Services at the number on your ID card.
- Save on late enrollment penalties, up to 10% for every 12-month period that you didn’t have Medicare Part B.
- Your PSHB plan may waive its copayments, coinsurance, and deductibles for Part B services.
- Some services covered under Part B might not be covered or only partially covered by your PSHB plan, such as orthopedic and prosthetic devices, durable medical equipment and more.
- Coordination of benefits between Medicare and your PSHB plan, which reduces your out-of-pocket costs.
- To enroll in a Medicare Advantage plan to see even great savings, you must have Medicare Parts A & B.
- For more information view PSHB and Medicare At A Glance (PDF).
As a requirement of PSHB, most USPS retirees and eligible family members will need to enroll or stay enrolled in Medicare Part B and Part D. For more information view the 2026 Postal Service Health Benefits Program and Medicare Prescription Drug Plan (PDF).
