Benefit Summaries

Not all summaries are currently available online. For additional information, contact your HR benefits representative, call Member Services at the number on your member ID card or refer to your Evidence of Coverage.

Medical | Dental | Vision | Pretax Spending Accounts

Medical:

Health Maintenance Organization (HMO):

• BlueChoice HMO (Referral-based)
• BlueChoice HMO Open Access

BlueFund Consumer Directed Health Care (CDH):

• BlueChoice HMO HSA (Referral-based) (for individual members only)
• BlueChoice HMO HRA (Open Access)
• BlueChoice HMO HSA (Open Access)
• BlueChoice Opt-Out Plus HRA (Open Access) 
• BlueChoice Opt-Out Plus HSA (Open Access)  
• BluePreferred HRA (PPO)
• BluePreferred HSA (PPO)

Point of Service (POS):

• BlueChoice Opt-Out Open Access (POS)
• BlueChoice Opt-Out Plus (POS)
• BlueChoice Opt-Out Plus Open Access (POS)
• Maryland Point of Service (MPOS)

Preferred Provider Organization (PPO):

• BluePreferred (PPO)
• BluePreferred Open Enrollment (PPO for individuals in DC only)
• Preferred Provider Organization (PPO/PPN)
• Select Preferred Provider Plan (PPO)

Tiered-Network Plans:

• BlueChoice Advantage

Traditional Indemnity:

• Major Medical (for individuals only)
• Personal Comp (for individuals only)

Dental:

• CareFirst BlueChoice Discount Dental Program 
• DHMO Dental 
• Individual Select Dental HMO 
• Individual Select Preferred Dental 
• Maryland Preferred Dental (PPO)
• Regional Preferred Dental (PPO)
• Regional Traditional Indemnity Dental 
• Traditional Indemnity Dental (Maryland)
• Traditional Indemnity Dental (National Capital Area)

Vision:

• BlueVision
• BlueVision Plus
• Select

Pretax Spending Accounts:

• Flexible Spending Accounts (FSA)