Understanding Healthy Reward Scoring
CareFirst assigns your Healthy Reward points based on the results from your Health & Wellness Evaluation with your personal PCP.
This chart shows the points assigned to each health factor.
Health & Wellness Evaluation Scoring — Initial Visit
| Health Factor | Adult 18+ | Child 2-17 |
| Smoking Status
Non-smoker |
30 Points | N/A |
| Blood Pressure
Less than 120/80 |
20 Points | N/A |
| Influenza Immunization | 20 Points | 60 Points |
| Cholesterol Levels
Acceptable LDL cholesterol per guidelines |
15 Points | N/A |
| BMI Measures/Percentile
Adult: Measure between 19 and 25 Child: Between 5 and 85 Percentiles |
15 Points | 40 Points |
| Maximum | 100 Points | 100 Points |
Reward Levels
Total Score for Adults 18+
| Total Score | Result | |
| 100 Points | Reward: $300 | |
| Less than 100 Points | Work with your PCP to develop a Healthy Action Plan | |
Total Score for Child 2-17
| Total Score | Result | |
| 100 Points | Reward: $25 | |
| Less than 100 Points | Work with your PCP to develop a Healthy Action Plan | |
Family members that earn 100 points receive a Healthy Reward – $300 as an individual adult or as much as $700 for a family.*
If you don't qualify for a Healthy Reward, you can work with your personal PCP to develop a Healthy Action Plan and potentially qualify later in the plan year.
* Important Note: Any Healthy Reward earned may be considered taxable income; please check with your tax advisor if you have questions.
Developing a Healthy Action Plan
Based on your evaluation results, you may still be able to qualify later in your plan year:
- Your personal PCP will develop a customized Healthy Action Plan to improve your health.
- You and your doctor agree on your Healthy Action Plan.
- Your personal PCP decides when you should return to check your progress and if more testing is needed.
- If you've improved during your plan year, you may get a partial or full reward:
- You and your PCP must sign and send CareFirst a new Health & Wellness Evaluation form.
- CareFirst will score your results and let you know if you've qualified for a reward.
- If you're medically unable to qualify for a reward due to a health condition or if it's medically inadvisable, then your personal PCP will notify CareFirst.
- An alternative standard may be available for you and you may still qualify for a reward.
- If you disagree with CareFirst's decision about your Healthy Reward, you can call the member services number on your ID card for more information or to begin the appeal process.
Health & Wellness Evaluation Scoring — Follow Up Visit
| Health Factor | Adult 18+ | Child 2-17 |
| Smoking Status
Non-smoker |
30 Points | N/A |
| Blood Pressure
Less than 120/80 Less than 140/90 |
20 Points 10 Points |
N/A N/A |
| Influenza Immunization | 20 Points | 60 Points |
| Cholesterol Levels
Acceptable LDL cholesterol per guidelines LDL less than 160 |
15 Points 5 Points |
N/A N/A |
| BMI Measures/Percentile
Adult: Measure between 19 and 25 Child: Between 5 and 85 Percentiles |
15 Points | 40 Points |
Adult: Measure between 26 and 30 Child: Reduced Percentile by 5% |
5 Points | 20 Points |
| Maximum | 100 Points | 100 Points |
Reward Levels
Total Score for Adults 18+
| Total Score | Result | |
| 100 Points | Reward: $300 | |
| 90-99 Points | Reward: $150 | |
| 80-89 Points | Reward: $50 | |
| Less than 80 Points | Continue working on your Healthy Action Plan | |
Total Score for Child 2-17
| Total Score | Result | |
| 100 Points | Reward: $25 | |
| 80-99 Points | Reward: $15 | |
| Less than 80 Points | Continue working on your Healthy Action Plan | |
* Important Note: Any Healthy Reward earned may be considered taxable income; please check with your tax advisor if you have questions.
Please Note: Your personal health information from the Health & Wellness Evaluation Form and the online Health Assessment is confidential information and will not be shared or distributed by CareFirst BlueChoice, Inc.



