HealthyBlue Plan Overview

HealthyBlue members can choose the type of care that meets their needs and their budgets — everytime they need care!

The HealthyBlue Triple Option Plan gives you the most choices of any BlueChoice plan available and provides you with rewards for being healthy. It is available to those who get their insurance through their employer, as well as directly from CareFirst. The HRA and HSA compatible plans are available to employer groups.

Triple Option*

  Option 1 Option 2 Option 3
Network BlueChoice BlueChoice PPO/Out of Network
Referrals Required? Yes No No
Deductible $ $$ $$$
Out of Pocket Costs $ $$ $$$
Preventive Services $0 $0 $$$
Sick Visits (PCP) $0 $0 $$$
Lab, X-Ray, Diagnostic Testing $0 $0 $$$

Triple Option HSA Compatible Plans*

  Option 1 Option 2 Option 3
Network BlueChoice BlueChoice PPO/Out of Network
Referrals Required? Yes No No
Deductible $ $$ $$$
Out of Pocket Costs $ $$ $$$
Preventive Services $0 $0 $$$
Sick Visits (PCP) $ $ $$$
Lab, X-Ray, Diagnostic Testing $ $ $$$

You can choose any of your three options each time you receive care.

*See your contract or benefit summary for complete benefit costs and covered services.

The HealthyBlue Dual Option Health Savings Account (HSA) compatible plan enables you to choose whether or not you want to receive care through a primary care doctor or get a referral before seeing a specialist.

Dual Option HSA Compatible Plan*

  Option 1 Option 2
Network BlueChoice BlueChoice
Referrals Required? Yes No
Deductible $ $$
Out of Pocket Costs $ $$
Preventive Services $0 $0
Sick Visits (PCP) $ $
Lab, X-Ray, Diagnostic Testing $ $

Important Note: HealthyBlue Dual Option HSA does not offer out-of-network benefits. Except for urgent care, emergency care and follow-up care after emergency surgery, any care you receive outside of the BlueChoice network will not be covered. To get a quote on this plan, call your broker or go to Need to Buy Insurance?

*See your contract or benefit summary for complete benefit costs and covered services.