| Note: The information below briefly describes important features about this health care program. It is not a contract. A detailed description of benefits is included in the Evidence of Coverage. Please refer to the Evidence of Coverage for specific terms, conditions, limitations and exclusions. |
Whatever your company’s size or needs, we have the perfect plan for you.
Blue Selections gives employers the flexibility to offer employees a choice of health plans and a whole lot more.
With Blue Selections, you can offer your employees a choice of up to three regional health plans for small groups (1-50) and up to four plans for large groups (50+). But that’s not all. Blue Selections allows you to build a complete employee benefits package that includes dental, vision and pharmacy coverage, a Flexible Spending Account (FSA), a Premium-Only Plan (POP) a health and wellness program and a number of voluntary group benefit options.
Advantages:
- Flexibility
- One-stop shopping
- Freedom of choice
- Cost control
- Potential tax savings
Choose up to four health plans from the following menu.
Health Maintainance Organization (HMO):
BlueFund Consumer Directed Health Care (CDH): (What is CDH?)
Point of Service (POS):
Basic Preferred Provider Organization (PPO):
Add ancillary products to your employee benefit package.
Vision:
Vision care is one of the least expensive health benefits available and is one of the first benefit options chosen by employees. Each of the Blue Selections health plans has a core vision benefit. Your employees receive discounts on eyeglasses and contact lenses and are encouraged to follow a preventive care routine.
Additionally, each plan also offers BlueVision Plus, an enhanced program for an additional fee that enables employees to receive glasses or contact lenses for a single copayment each benefit period.
Pharmacy:
Employers can choose from several affordable prescription benefit solutions, with varying levels of deductibles and copays.
Prescription plans cover both routine and maintenance drugs and self-administered injectables, while encouraging generic utilization by offering plans with low or no copay options for generic drugs.
Dental:
Depending on the health plan selected, employers may offer their employees a choice of traditional, preferred (PPO) or dental HMO plans (DHMO). All plans are designed to cover a range of dental services including regular exams and cleanings, X-rays and dental surgery. Orthodontia coverage is available with the traditional and PPO plans and is included in the DHMO plan. Product choice may vary by service area.
Enroll in a funding mechanism that allows you and your employees to save tax dollars.
Expand your employee benefits package at no additional cost by adding voluntary group benefits.
- Universal Life
- Term Life and AD&D
- STD
- Critical Illness
- Accident
- Mini Med
- Dental
- Cancer
- Group Legal
Help ensure that your employees remain in their best state of health by taking advantage of Care Essntials, CareFirst’s comprehensive wellness program, which offers:
Prevention: Keeping the healthy, healthy.
Provides resources to help members stay healthy and take an active role in managing their health care.
Utilization Management: Right care. Right time. Right place.
Helps members receive medically appropriate and cost-effective care.
Disease Management: Smart choices for healthy living.
Encourages members with chronic diseases to make healthier lifestyle choices and follow their treatment plans.
Case Management: When care is needed most.
Supports members with serious diagnoses and helps them access the health care they need.
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For more information about this plan contact your broker or CareFirst sales representative.
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