As of December 31, 1998

William L. Jews
President and Chief Executive Officer



David R. Astar
Executive Vice President, Operations

G. Mark Chaney
Executive Vice President and Chief Financial Officer

Gregory A. Devou
Executive Vice President and Chief Marketing Officer

John A. Picciotto, Esq.
Executive Vice President, General Counsel and Corporate Secretary

David D. Wolf
Executive Vice President, Medical Management and Strategic Planning
President, CFS Health Group



Michael J. Arens
Vice President, Corporate Systems, Washington

Eric R. Baugh, M.D.
Senior Vice President, Medical Affairs and Network Management

Donald H. Beauchesne
Senior Vice President, Operations and Systems

Charles E. Bradbury
Vice President, Information Technology, Maryland

Livio R. Broccolino, Esq.
Deputy General Counsel

Booker T. Carter, Jr.
Vice President, Claims and Services, Maryland

Rita A. Costello
Vice President, Strategic Planning

Linda A. Dean
Vice President, Customer Implementation Services, Maryland

Pamela S. Deuterman
Vice President, Federal Employees Health Program
President, Capital Area Services Company, Inc.

Frances P. Doherty
Vice President, Government Affairs

Bruce M. Edwards
Vice President, Administrative Services, Washington

Michael J. Felber
Senior Vice President, Sales

Ann T. Gallant
Vice President, Corporate Communications

John L. Hauer
Vice President, Third Party Administration

Mary Anne Heckwolf
Vice President, Government Programs, Maryland

Susan E.B. Homar
Vice President, National Capital Insurance Agency

Robert J. Huber
Vice President, Actuarial Services, Washington

William J. Hudock
Vice President, Underwriting and Pricing

Barbara A. Knox
Vice President, Marketing and Product Development

Alice L. Morehouse
Vice President, Claims and Services, Washington

John E. Moseman
Vice President, Managed Care Claims and Services, Maryland

Mark F. Nilsson
Vice President and General Auditor

Kevin C. O'Neill
Vice President, Medical Affairs and Network Management, Maryland

Robert N. Sheff, M.D.
President, Patuxent Medical Group

William V. Stack
Vice President and Controller, Maryland

Raymond W. Turner, M.D.
Vice President and Chief Medical Officer, Washington

Sharon J. Vecchioni
Senior Vice President, Human Resources

Ernest A. Viscuso
Vice President, Network Contracting